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A 15-year or 30-year mortgage: What’s the better loan term as you round into your retirement years? – Hogan: The 25-year, fixed-rate mortgage is better than the 30-year, but the best option is a 15-year fixed-rate. A lot of people intend to pay more on the 30, but life ends up happening, and they.
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A good rule is that your mortgage should never be more than 1/3 of your net monthly income. Do you want or have children? Will you have a business now or in.
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