what is the average mortgage rate

US Average Mortgage Rates Fall; 30-Year at 4.31 Percent. –  · The average stood at 4.44 percent a year ago. Mortgage rates climbed for much of 2018 and peaked at nearly 5 percent in early November.

National Average Mortgage Rates. The mortgage rates vary depending upon the type of loan that will be acquired by the consumer. For instance, in February, 2010, the national average mortgage rate for a 30 year fixed rate loan was at 4.750 percent (5.016 APR).

What's a Normal Rate? Bank of the James Announces First Quarter 2019 Financial Results and Declaration of Dividend – Average rates on total earning assets rose to 4.62% compared with 4.22% for the three months ended March 31, 2018. Noninterest income, including gains from the sale of residential mortgages to the.

The mortgage rates vary depending upon the type of loan that will be acquired by the consumer. For instance, in February, 2010, the national average mortgage.

Mortgage closing costs are a big part of buying or refinancing a home. Here are the average closing costs for each type, and what you can do to pay as little as possible.

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