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If you’re wondering whether this type of mortgage lending is risky or not, look no further than the recent mortgage crisis that ensued around 2008. Tons of mortgages leading up to the crisis were no documentation loans, and as long as the borrower had semi-decent credit, they could generally qualify for a loan, even a jumbo loan! Yikes.
Dan Rich April 12, 2016 3:40 pm My credit score is below 600 and I recently got a mortgage without any trouble. I don’t think credit score is anywhere as near as important and credit checking companies like to make out. It’s a vague indicator at best. Reply» Editorial.
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Mortgage firm offers loans that don’t require borrowers to set up escrow funds – If you’ve got a home mortgage, you probably also. plus the need for banks to check on due dates for taxes and insurance and to remind customers, justify extra charges when loans have no escrow.
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