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No money down mortgages with bad credit. When a mortgage lender finances 100% of a home in theory they’re taking on more risk. Because of the increased risk, lenders often have more stringent guidelines for these zero down mortgages. However, VA loans have the lowest default rate of any mortgage program.
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Mobile Home Loans & Financing | Manufactured Home Loans. – Our Manufactured & Mobile Home Credit Guidelines include: Loans are not available in the following states: AK, HI, MA, NJ & ri. land/home loans are not available in the following counties in the state of IL: Cook, Kane, Peoria & Will. Loan Amount – minimum loan amount required is $20,000, except when purchasing an existing 21st loan.