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new fha loan limits 2018 how quickly can you refinance your mortgage how to get rid of fha mortgage insurance HOW TO GET RID OF HOME LOAN IMPOUNDS , `PMIS` – However, by law, FHA and VA home loans require property tax and fire-insurance. mortgage by $10,901.26 to 65 percent of the original appraisal when the loan was originated in 1977. American Savings.How Soon Can I Cash-out Refinance an FHA Loan? – Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.