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Explanation Large Letter Deposit – mapfretepeyac.com – Large Deposit Explanation Letter. advertisement. DELETE THIS TEXT This letter is used when you have a deposit over $999 that is not a payroll deposit – which can directly be associated with the amount on your paycheck. For purchase loans, Blend identifies any large deposits in a borrower’s connected asset statement(s).
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A "large deposit" is any significant addition of money via cash, checks, or electronic transfer into your checking, savings, or other asset account. But not all large deposits are created equal. The lender won’t ask for more documentation on deposits from obvious sources, such as income from your employer or an IRS tax refund.